Which State Has the Most Expensive Car Insurance?
It may surprise you to know that the most expensive state for car insurance is not either New York or California. Surprisingly, it is a state not known for its large cities, uninsured drivers, or even for a lot of accidents. The state of Louisiana has the highest car insurance in the nation when it comes to overall prices through the state.
Surprisingly, the state of New York is number 23 on the list of 50 states plus Washington DC. The average cost of auto insurance there is $1,463.21, according to Insure.com's list for 2010. The list is based on a 40-year-old male driver who is single and only drives twelve miles to work.
The highest state for car insurance annually was Louisiana, which costs $2,510.87, and the lowest place in the US for auto insurance is Maine, which only costs $902.85 per year. This is a difference of $1,608.02 annually.
The main reason for the large difference in auto insurance costs overall is because of bodily injuries and lawsuits. These can really drive up the prices. Maine is so much cheaper, the article stated, primarily because Mainers like being fair, and do not usually seek the big bucks.
Besides moving to a new state for lower costs, another way to get affordable auto insurance is to get several auto insurance quotes online. Take advantage of discounts, and you can lower your car insurance costs, too.
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