Some Tips To Lower Car Insurance Costs

Filed in archive Auto Insurance Tips , Tips & Tricks on July 19, 2010

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In the UK, car insurance costs have increased 33% in the past 12 months. Thus, making the average annual price of a comprehensive policy £599 -- a £142 increase compared to last year.

Here are a few tips to lower costs of car insurance premiums:

1. Shop Around

Like in any other stuff, shop around for the best deals available. Check out car insurance websites and compare prices. Even if you are a loyal customer, it pays to check what other companies have to offer.

2. Increase your voluntary excess

Voluntary excess is the amount you'll have to pay out if you have an accident, before your insurer steps in to cover your claim. On the other hand, don't set out a voluntary excess that you cannot afford or will put you in a financial difficulty when the time comes.

3. Pass Plus

Designed for new drivers of any age, the Pass Plus help improve the confidence and experience on the road. Costing around £100 to complete in the UK, most insurers give good discounts on the price of your premiums (on top of quicker access to a no claims bonus!) if you have passed the Pass Plus.

4. Increase security

Insurers calculate the price of your car insurance policy based on risk. Therefore anything you can do to make your car more secure should help to reduce your premiums.

Click here for more tips to lower your car insurance costs.